DS DevShelfHub Projects · AI tools
AE
Full time 🤖 AI / ML

Analyst-Data Science at American Express

Listed by DevShelfHub

Gurugram, HR & Bengaluru, KA, India
Hybrid
Mid-level · 0–30 yrs

About the Role

Credit and fraud risk analytics powers every financial decision at American Express—and the CFR Analytics & Data Science CoE team is hiring early-career data scientists. American Express is hiring an Analyst-Data Science in Gurugram and Bengaluru for professionals with 0-30 months of analytics experience.

This hybrid role involves developing, deploying, and validating predictive models that enable profitable decisions across risk, fraud, and marketing.

Position Overview

The Credit and Fraud Risk (CFR) team drives profitable business growth by reducing fraud risk and maintaining industry-low credit loss rates. As part of CFR Analytics & Data Science, you will solve real-world business problems while getting exposure to top leaders in analytics, data science, and machine learning. Every decision—from targeting customers to underwriting and managing onboarding experience—is advised by groundbreaking analytics and data science.

What you'll do

  • Understand the core business of American Express and levers behind various decisions
  • Analyze large amounts of data to derive business insights and create innovative solutions
  • Leverage the power of closed loop through Amex network for intelligent decisions
  • Innovate with newer approaches using big data and machine learning solutions
  • Articulate and structure business findings across prospect and customer domains to leadership
  • Maintain external lens on developments in Finance, Payments, and Analytics
  • Development, deployment and validation of predictive models for risk, fraud, and marketing

What we're looking for

  • MBA, Master's degree in Economics, Statistics, Computer Science or related fields
  • 0-30 months of experience in analytics and big data workstreams
  • Ability to work effectively in a team environment
  • Ability to drive project deliverables to achieve business results

Eligibility Criteria

  • MBA, Master's degree in Economics, Statistics, Computer Science or related fields
  • 0-30 months of experience in analytics and big data workstreams
  • Ability to work effectively in a team environment
  • Ability to drive project deliverables to achieve business results
  • Strong communication and interpersonal skills
  • Ability to integrate with cross-functional business partners worldwide

Skills & Technologies

Required

SAS, R, Python, Hive, Spark, SQL Unsupervised and supervised techniques: active learning, transfer learning, neural models Decision trees, reinforcement learning, graphical models, Gaussian processes, Bayesian models Map Reduce techniques and attribute engineering Ability to analyze large amounts of data and derive business insights Strong communication and interpersonal skills Ability to work effectively in team environments Innovative problem-solving with ability to learn quickly

Benefits & Perks

  • Health Insurance
  • Flexible Leave Policy
  • Learning Budget
  • EPF / NPS

Why This Role is Good for Experienced Professionals

  • Work at one of the best companies for data scientists in the country
  • Solve real-world business problems with industry-leading analytics leaders
  • Exposure to credit, fraud, risk, and marketing decision-making at scale
  • Leverage Amex's closed-loop network for intelligent, relevant decisions
  • Apply both supervised and unsupervised ML techniques on big data
  • Hybrid work model across Gurugram and Bengaluru offices
  • Comprehensive benefits including competitive salaries and wellness support
  • Clear career development and training opportunities
  • Impact millions of customers through data-driven decisions
  • Join a team that values innovation, collaboration, and continuous learning

Frequently Asked Questions

What experience level is required for this role?

0-30 months of experience in analytics and big data workstreams. MBA or Master's degree in Economics, Statistics, Computer Science or related fields is required.

Which locations are available?

Gurugram, HR and Bengaluru, KA, India with a hybrid work model.

What programming skills are needed?

SAS, R, Python, Hive, Spark, and SQL proficiency is expected.

What does the CFR team do?

The Credit and Fraud Risk team reduces fraud risk, maintains low credit loss rates, and uses data and digital advancements to improve risk management and drive innovation.

What ML techniques should I know?

Both unsupervised and supervised techniques including neural models, decision trees, reinforcement learning, graphical models, and Bayesian models.

Is this a full-time role?

Yes, this is a full-time position with day shift schedule. Apply before 19/08/2026.

What is the application process?

Apply through the American Express careers portal. Offer is conditioned upon successful background verification.

Are there preferred qualifications?

Expertise in coding, algorithms, and high performance computing is preferred but not mandatory.

Why Join American Express?

  • 175-year legacy of innovation and customer trust
  • Work with industry-leading analytics and data science leaders
  • Solve complex problems impacting millions of customers
  • Competitive compensation with bonus incentives
  • Hybrid flexibility and comprehensive wellness benefits
  • Equal opportunity employer with inclusive culture
  • Career development and training opportunities
  • Global brand with powerful backing for employees

About American Express

American Express has a 175-year history of innovation with a culture built on shared values and Leadership Behaviors. The CFR team is the backbone of all financial services operations at American Express, impacting every aspect of the company. Team Amex offers comprehensive support for holistic well-being, competitive base salaries, bonus incentives, flexible hybrid working, and career development opportunities.
Industry
Technology
Company Size
500+
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Job Details

Type
Full time
Level
Mid-level
Experience
0–30 years
Location
Gurugram, HR & Bengaluru, KA, India
Work Mode
Hybrid
Category
AI / ML

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